Retirement Planning Advice
At DW Financial we are here to help you understand every aspect of your retirement planning. When it comes to planning and saving for retirement, the word pension can be daunting.
We offer a free consultation during which we will talk you through all aspects of planning for retirement including setting up a new pension or reviewing an existing one. We do this in a relaxed jargon free environment. We will discuss the pension options that are available to you and how best to achieve your retirement goals. We understand that in today’s world, time is precious so we work to accommodate you. We can arrange for your consultation to be in our office, your home, by video call or a location that suits you best.
If the meeting is in our office, you can avail of up to two hours free parking in the SuperValu car park.
A free consultation usually lasts up to one hour and covers the following:
• Your age, marital status, family circumstances.
• Your finances: occupation, income, outgoings.
• Your financial goals.
• Your plan between now and retirement.
• Your wishes for retirement.
From the information gathered we design your tailored financial plan and present our recommendations. If you are happy to proceed, we will implement your desired plan. Once your plan is in place, we monitor its performance and depending on your term to retirement we will recommend annual or biannual reviews.
Why Choose DW Financial?
Over the last 35 years we have built our reputation on the level of service we offer. As a broker, you our client are always put first and it’s your plan that we help implement and maintain.
When it comes to retirement planning and pensions, we get asked a multitude of questions. Some are quite simple to answer and others more difficult, but all are relevant to how you look at planning for retirement. One of the main questions we get asked is “What is a Pension?”
Simply put a pension plan is a long-term savings plan, where regular amounts and/or once-off lump sums are built up into a fund for retirement.
There are various ways of saving for retirement and various pensions available to people, some examples of these are:
• State Pension
• Personal Pension Plan
• PRSA (Personal Retirement Savings Account)
• Executive Pension Plan
• Occupational or Group Pension Plan
• AVC’s (Additional Voluntary Contributions)
“Get the advice you need at DW Financial“
What DW Financial will do for you
Review your current financial details.
Discuss your planned retirement age.
Discuss the type of retirement you would like.
Review existing pension plans or pensions from previous employments.
Assess your risk profile.
Assess suitable funds.
Create a retirement plan.
Set up a suitable pension policy (or policies).
Regularly review your pension’s performance.
Arrange annual or bi-annual reviews.
Book a complimentary consultation.
This only takes one hour.
The meeting will be in our office, by video or a location of your choice.
Discuss your needs and requirements.
Complete a Fact Find.
Book a second appointment where the findings will be explained and a retirement plan can be implemented.
Warning: Past performance is not a reliable guide to future performance.
Warning: Benefits may be affected by changes in currency exchange rates.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.