Life Insurance

We all want to make sure we look after our loved ones and it is important to do this even if we are no longer around. So there comes a time when we need to consider a Life Insurance policy. DW Financial Ltd are here to answer any questions you may have and guide you through the process of setting up a Life Insurance policy.

You can set up a plan that will provide a lump sum payment and/or a regular income that is payable in the event of death. This payment will be made to your dependants or next of kin, based on how you set up the policy. These policies can be set up to cover an individual or a family.

We will talk you through the different options to determine what level of cover best suits your needs. This will depend on the level of income you need to replace and the monthly premium you can afford. There are different types of plans that will cover you for a specific number of years, or for the whole of your life. Many of these plans offer optional extra benefits. We will go through the various options with you to ensure you are making the most informed decision when setting up your Life Cover.

A popular option is to set up a ten year Convertible Term policy to keep the cost down. This allows you the comfort of availing of a higher level of cover but for a lower premium. The conversion option on this plan enables you to extend the number of years, at any time, without further medical evidence.

The cost of your cover and what is required to set up your policy depends on various factors such as:

  • age
  • smoker status
  • level and type of cover
  • occupation
  • hobbies
  • medical history

Once your application has been accepted, you can put your cover in place. You can now take comfort in the knowledge that your loved ones are financially secure in the event of your untimely death.

Contact us to book your free consultation and to find out more about Life Insurance.

LIFE INSURANCE   Caring for your loved ones

What DW Financial will do for you

Complete a Financial Review to ensure we have accurate information.
Advise you on the level of cover required to replace your income.
Review the recommended cover in line with your own requirements.
Provide you with the best quotes on the market.
Guide you through the different benefits available from the Life Insurance Providers.
Complete all relevant forms and questions required to submit an application for Life Cover.
Liaise with the chosen provider to obtain acceptance for cover and put the cover in place.
Review your cover regularly to ensure it continues to meet your needs.

Our Process

Book a free consultation.
This initial meeting will last approximately one hour.
Avail of free parking behind our office in the SuperValu Car Park or we can come to you.
We can also facilitate a meeting via video call.
We will complete a financial review to allow us to make our recommendations.
Arrange a second appointment to review and discuss the options available.
Agree the level of cover and company you wish to proceed with.
We will complete all relevant forms with you.
Submit your application to the life company. 
Our team will then see it through to completion.
You will then receive your policy documents as confirmation of your cover.

“Thinking about the future